Investment advisory services offered through Claraphi Advisory Network, LLC (“Claraphi”) an SEC registered investment adviser. Bowen Financial Group and Claraphi are not affiliated. The information discussed is intended to provide general information only on the subjects covered. It is not intended to provide specific legal, tax or investment advice and you should consult with competent tax, legal and other professionals regarding the applicability of this information to your specific situation. Insurance and fixed annuities offered through Brandon Bowen SC Insurance License #13573124, not through Claraphi.